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Cover, claims and the cost of a car
Insure Before DrivingCover, claims and the cost of a car

Vehicle Costs

Official fuel economy figures and real ones diverge for reasons built into the test

A published consumption figure is the result of a standardised laboratory procedure designed to make models comparable, which is a different objective from predicting what any individual will achieve.

By Farida Qureshi3 min read

Car being repaired in a garage with motorcycles and tools around.
Photograph by Jose Ricardo Barraza Morachis via Pexels
General information. This is journalism, not personalised financial advice. Rates, rules and figures change and vary by country — check current terms before acting. How we work.

Common questions

Why is my consumption worse in winter?

Cold air is denser, engines take longer to reach operating temperature, batteries perform worse, heating and lights draw more power, and tyre pressures fall as temperature drops. Winter tyres, where fitted, also have higher rolling resistance. The effect is real and largely unavoidable.

Do fuel additives improve economy?

Claims in this area are widely disputed and evidence for meaningful gains in a healthy modern engine is thin. Detergent additives can help a fouled fuel system return to normal, which is a repair rather than an improvement. Treat confident claims of substantial savings with suspicion.

Does driving slower always use less fuel?

Down to a point. Very low speeds in a high gear or repeated stopping and starting can be inefficient, and most vehicles have a broad band where consumption is best, typically well below motorway cruising speed. Smoothness matters more than absolute speed for most journeys.

Vehicle Costsfuel economyrunning coststestingefficiency
Farida Qureshi
Features writer, Insure Before Driving

Farida has been reporting on cover types, claims, premiums since long before it was fashionable and reads the small print so you do not have to.